1. Introduction
Wallet Wisdom ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal knowledge management service.
2. Information We Collect
Personal Information
We may collect the following personal information:
- Email address (for account creation and communication)
- Name (if provided)
- Authentication data (encrypted passwords or OAuth tokens)
- Profile information you choose to provide
Content Data
As a knowledge management platform, we store:
- Your notes, ideas, and written content
- Voice recordings (if you use voice note features)
- URLs and metadata from links you save
- Files and documents you upload
- Tags, categories, and organizational structures you create
Technical Information
We automatically collect certain technical information:
- IP address and general location information
- Browser type and version
- Device information and operating system
- Usage patterns and feature interactions
- Log data and error reports
3. How We Use Your Information
We use your information to:
- Provide and maintain the Wallet Wisdom service
- Create and manage your user account
- Store and organize your knowledge content
- Enable voice-to-text transcription features
- Process and display URL metadata and previews
- Improve our service through analytics and user feedback
- Send important service-related communications
- Ensure security and prevent fraud
- Comply with legal obligations
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:
- With your consent: When you explicitly authorize us to share information
- Service providers: With trusted third-party services that help us operate (e.g., cloud hosting, email services)
- Legal requirements: When required by law, court order, or government request
- Safety and security: To protect the rights, property, or safety of our users or others
- Business transfers: In connection with a merger, acquisition, or sale of assets
5. Data Storage and Security
We implement appropriate technical and organizational measures to protect your information:
- Encryption of data in transit and at rest
- Secure cloud infrastructure with regular backups
- Access controls and authentication systems
- Regular security audits and monitoring
- Employee training on data protection practices
Your data is stored on secure servers in data centers that comply with industry standards. We retain your information as long as your account is active or as needed to provide services.
6. Your Rights and Choices
You have the following rights regarding your personal information:
- Access: Request copies of your personal information
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your personal information
- Portability: Request your data in a portable format
- Restriction: Limit how we process your information
- Objection: Object to certain types of processing
You can exercise these rights through your account settings or by contacting us directly.
7. Cookies and Tracking
We use cookies and similar tracking technologies to enhance your experience:
- Essential cookies: Required for the service to function
- Preference cookies: Remember your settings and preferences
- Analytics cookies: Help us understand how you use our service
You can control cookie settings through your browser preferences.
8. Third-Party Services
Our service may integrate with third-party services (such as URL preview services, transcription APIs, or authentication providers). These services have their own privacy policies, and we encourage you to review them.
9. Children's Privacy
Wallet Wisdom is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.
10. International Users
If you access Wallet Wisdom from outside our primary jurisdiction, please be aware that your information may be transferred to, stored, and processed in countries with different privacy laws than your country of residence.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.
12. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us through the service or via our official communication channels.
For data protection inquiries, you can also reach out to our data protection officer if applicable in your jurisdiction.