Terms of Service

1. Acceptance of Terms

By accessing and using Wallet Wisdom ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Wallet Wisdom is a personal knowledge management system that helps users collect, categorize, structure, and organize ideas about projects, books, and more. Users can record thoughts via voice, paste URLs (tweets, videos, blog posts), and build a knowledge graph around their collections.

3. User Accounts

To access certain features of the Service, you may be required to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and current information
• Notifying us immediately of any unauthorized use of your account

4. User Content

You retain ownership of all content you submit, post, or display on the Service. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and process your content solely for the purpose of providing the Service.

You are solely responsible for your content and the consequences of sharing it. You represent that you have all necessary rights to your content and that it does not violate these terms or applicable laws.

5. Prohibited Uses

You may not use the Service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Upload malicious code or spam
• Attempt to gain unauthorized access to our systems
• Use the Service for commercial purposes without authorization
• Impersonate others or provide false information

6. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service.

7. Service Availability

We strive to maintain the availability of our Service but cannot guarantee uninterrupted access. The Service is provided "as is" without warranties of any kind. We reserve the right to modify, suspend, or discontinue the Service at any time.

8. Limitation of Liability

To the maximum extent permitted by law, Wallet Wisdom shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, incurred by you or any third party.

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms of Service on this page and updating the "Last updated" date.

11. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction where Wallet Wisdom operates, without regard to conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Service, please contact us through the Service or via our official communication channels.