Privacy Policy

1. Introduction

Zynt LLC ("we," "our," or "us") operates WalletWisdom ("Service"), accessible at walletwisdom.app. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

By using WalletWisdom, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide

• Account Information: Name, email address, and profile picture when you create an account (including via Google OAuth)
• User Content: Tweets, YouTube videos, articles, notes, and other content you save to your knowledge hub
• Payment Information: Billing details processed securely through Stripe (we do not store your full payment card details)
• Communications: Any messages or feedback you send to us

2.2 Information Collected Automatically

• Usage Data: Pages visited, features used, time spent on the Service
• Device Information: Browser type, operating system, device identifiers
• Log Data: IP address, access times, referring URLs
• Cookies: Session cookies for authentication and preferences

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve our Service
• To process transactions and manage your subscription
• To provide AI-powered features, including chat functionality that processes your saved content
• To send transactional emails (account verification, receipts)
• To respond to your inquiries and provide customer support
• To analyze usage patterns and improve user experience
• To detect and prevent fraud or abuse
• To comply with legal obligations

4. Third-Party Services

We use the following third-party services to operate WalletWisdom:

• Google: OAuth authentication
• Stripe: Payment processing
• PostHog: Product analytics
• Resend: Transactional emails
• OpenAI / Anthropic: AI chat processing

Each third-party service has its own privacy policy governing the use of your information. We encourage you to review their policies.

5. Data Sharing

We do not sell your personal information. We may share your information only in the following circumstances:

• Service Providers: With third-party vendors who assist in operating our Service (as listed above)
• Legal Requirements: When required by law, subpoena, or legal process
• Protection: To protect the rights, property, or safety of Zynt LLC, our users, or others
• Business Transfers: In connection with a merger, acquisition, or sale of assets

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our Service. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal, accounting, or reporting purposes.

8. Your Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your personal data
• Portability: Request your data in a portable format
• Objection: Object to certain processing of your data

To exercise these rights, contact us at [email protected].

9. Children's Privacy

WalletWisdom is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

10. International Transfers

Your information may be transferred to and processed in countries other than your own. By using our Service, you consent to such transfers. We take steps to ensure that your data receives adequate protection in accordance with this Privacy Policy.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Service after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy, please contact us: